Wsj Your Money Briefing

Many people still decades from retirement age have discovered they can join AARP and reap the financial benefits. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why people in their 20s and 30s are signing up for an organization geared towards their grandparents.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The tech-focused Nasdaq Composite Index’s value has dropped this year by about $8 trillion. WSJ markets reporter Hannah Miao joins host J.R. Whalen to explain the correlation between rising interest rates and tech stocks’ declining values, and whether analysts see a recovery on the horizon. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Leisure airfares were up more than 40% in September from a year ago, and fares on budget carriers are rising as well. WSJ “Carry On” travel columnist Dawn Gilbertson joins host J.R. Whalen with ways travelers can save on airfares and those annoying fees. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mortgage rates topped 7% for the first time in 20 years this week, and home prices remain near the high levels they hit last year. But some people see the current market as providing the perfect opportunity to buy a house. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss the new math for prospective home buyers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A recent survey of hundreds of employers shows that many plan to hire more college graduates next spring than they did this year. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss what kinds of companies are planning to ramp up hiring and how college grads can prepare. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While many banks offer interest rates around 2% for standard certificates of deposit, or CDs, they offer substantially higher rates on “brokered CDs.” Wall Street Journal reporter Rachel Louise Ensign joins WSJ Your Money Briefing host J.R. Whalen to discuss how consumers can buy them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While many banks offer interest rates around 2% for standard certificates of deposit, or CDs, they offer substantially higher rates on “brokered CDs.” WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to discuss how consumers can buy them.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

About 22 million people have signed up for President Biden’s student-loan forgiveness program. But several lawsuits filed against the government have raised questions about when or whether borrowers will be relieved of their debt. WSJ reporter Gabriel T. Rubin joins host J.R. Whalen with some answers.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More states are requiring companies to post salary information as part of job listings. Host J.R. Whalen is joined by reporter Ray A. Smith to discuss the questions that job candidates should still be asking about pay, and by California resident and current job seeker Paris Clarke to discuss how the additional information is helping her search for a job. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Despite a push to have consumers’ info from “buy now, pay later” purchases included in their credit reports, companies like Klarna, Affirm and Afterpay have been reluctant to supply the data over fears it could hurt consumers’ credit scores. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen with more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Every year, inflation triggers adjustments to many of the nation’s tax laws. WSJ tax reporter Richard Rubin joins host J.R. Whalen to discuss how this year’s especially high inflation will result in changes that could wind up boosting Americans’ paychecks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Health Savings Accounts, or HSAs, can ease the financial burden of medical costs but also feature little-known tax benefits. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many Americans who spent years socking away enough for a down payment to buy a house are now waiting on the sidelines until mortgage rates or home prices drop. In the meantime, there may be better ways to preserve the value of those savings besides leaving them in a low-yield account. WSJ personal finance reporter Veronica Dagher joins host Daniella Cheslow to talk through the best options. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Social Security recipients will see a bigger-than-usual cost-of-living adjustment, or COLA, in their monthly benefits beginning in January. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how inflation factors into it and how the increase could impact retirees’ taxes.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Interest rates on Series I savings bonds, also known as I Bonds, have approached 10% as inflation has risen throughout 2022. WSJ financial editor Charles Forelle joins host J.R. Whalen to discuss why rates for I Bonds are about to fall, and how investors can capitalize on them before they decline. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Unlike in 2020 when the stock market was upended by the pandemic, seniors with retirement savings accounts during the current market volatility have to make required minimum distributions by the end of the year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how retirees can make withdrawals in a down market but still capitalize on eventual market gains. Correction: Congress waived rules for required minimum distributions from retirement accounts in 2020. A previous version of this podcast incorrectly said the RMB rules hadn't been in place since 2019. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The strength of the U.S. dollar against currencies like the euro and Japanese yen has boosted the spending power of Americans traveling internationally. WSJ travel reporter Allison Pohle joins host J.R. Whalen with more.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

U.S. stocks have a history of rising in the year following midterm elections. WSJ markets reporter Hannah Miao joins host J.R. Whalen to discuss what the current economic climate is likely to mean for stocks following this November’s elections. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Treasury Inflation-Protected Securities, or TIPS, are bonds that traditionally pay higher yields to investors as inflation rises. WSJ markets reporter Matt Grossman joins host J.R. Whalen to discuss why yields haven’t kept pace with inflation in 2022, and steps TIPS investors can take to boost their returns. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Gas prices in the U.S. have risen an average of about 5% in just the past two weeks. WSJ reporter Benoît Morenne joins host J.R. Whalen to discuss what is pushing the price of gas higher and how far motorists can expect it to rise. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.