Wsj Your Money Briefing

The effects of holding student loans on people’s personal finances can be measured against the financial outcomes of those who didn’t take them out in the first place. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker to discuss what the data shows, and by Colorado resident Skyler McKinley, who graduated from college without taking on debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A lawsuit challenging key provisions of the Affordable Care Act could result in millions losing access to no-cost preventive screenings. WSJ reporter Stephanie Armour joins host J.R. Whalen to discuss where the litigation stands and how it could affect people with emplo yer-provided health coverage. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The deadline to file your tax return is still several months away, but there are steps you can take now to score tax breaks and stay ahead of some tax changes that are coming next year. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Retailers have been posting prices ending in “99” for decades, but what does it say about the value consumers are getting for their dollar? WSJ “Numbers” columnist Josh Zumbrun joins host J.R. Whalen with some surprising findings about retailers’ pricing strategies.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

High inflation and rising interest rates might make it easy to overspend this holiday season. WSJ personal finance reporter Imani Moise joins host J.R. Whalen tips for easing the strain on your bank account. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After a summer of chronic delays and passenger frustrations, the nation’s airports face a crucial test this holiday season. Travel columnist Dawn Gilbertson joins host J.R. Whalen with the WSJ’s rankings of the nation’s best and worst airports. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Despite an unsettled economy and rising interest rates that have rattled Wall Street, investors continue to favor U.S. stocks over foreign equities. WSJ markets reporter Eric Wallerstein joins host J.R. Whalen to explain why, and what it means for your portfolio.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Biden administration’s plan to cancel up to $20,000 in student loans is in limbo after a federal judge in Texas ruled it was unconstitutional. Now the issue is tied up in the courts, but scammers aren’t waiting for a final decision . WSJ personal finance reporter Julia Carpenter joins host Daniella Cheslow to talk about how fraudsters are trying to cash in on the confusion, and how borrowers can avoid their schemes.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Republicans taking control of the House of Representatives this week means divided government for at least the next two years. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what that likely means for major legislation affecting your personal finances, and steps you can take to save money while Washington is divided. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While most workers displaced by the pandemic have returned to the workforce, many in their early 20s have not. WSJ reporter Bryan Mena joins host J.R. Whalen to explain how this has puzzled economists and how these workers’ absence affects employers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Retailers have rolled out Black Friday deals early this year to attract shoppers returning to stores en masse for the first time in two years. WSJ reporter Suzanne Kapner joins host J.R. Whalen to discuss which retailers are discounting the most and how long the deals will last.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Last week’s collapse of the cryptocurrency exchange FTX deepened this year’s losses for many crypto investors. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss how investors can turn their crypto losses into tax benefits, and how the IRS plans to crack down on people flouting tax laws. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It takes a lot to earn status with airlines. Some rungs on the elite ladder require spending up to $250,000 on a carrier-branded credit card. Those rules were relaxed during the pandemic, but now they are tightening up again. WSJ travel reporter Jacob Passy joins host Daniella Cheslow to explain what’s new in elite status and how to plan for the changes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More colleges are accepting students through a process called “direct admission” that lets them skip many of the traditional application steps and even get a scholarship along the way. Sound too good to be true? Wall Street Journal higher-education reporter Melissa Korn joins WSJ Your Money Briefing host J.R. Whalen to discuss how it works and what students need to keep in mind. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As cryptocurrency exchange Binance proposed and then pulled out of an acquisition of rival FTX, bitcoin and other cryptocurrencies suffered sharp declines. WSJ reporter Vicky Ge Huang joins host J.R. Whalen to explain how these exchanges function and why Binance’s action triggered a crypto selloff.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Inflation has made getting a divorce a lot more expensive. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the rising costs and how some former couples are finding ways to rein in expenses. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More employers are including salary ranges in job postings as states and cities pass pay-transparency laws. But some posted salary ranges are so wide, they can leave applicants with more questions than answers. WSJ reporter Theo Francis joins host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fidelity, the nation’s largest 401(k) plan provider, has begun offering bitcoin in its investment menus. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what people should consider before investing in crypto, and how their employers are approaching the investment option. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

FSA enrollees have been able to carry over their balances for the past several years. But many will have to spend that money by Dec. 31 or risk forfeiting the funds. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen with more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A recent Gallup survey indicated more than 40% of Americans do not have any money invested in stocks. Host J.R. Whalen is joined by WSJ personal-finance reporter Joe Pinsker who discusses the trend, and by Florida resident Arlene LaHera who has never had money invested in the market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.