Wsj Your Money Briefing

Even though the Federal Reserve has raised interest rates several times this year, the rates that banks pay for savings accounts have barely budged. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to explain why and discuss other options that can earn you more interest on your cash. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Travel experts say booking holiday-season flights now can help save on airfare and avoid frustration later in the year. WSJ travel reporter Allison Pohle joins host J.R. Whalen with more.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As more young prospective homebuyers are priced out of the housing market, many may turn to their parents to cosign their mortgage to help secure approval. Wall Street Journal contributor Robyn A. Friedman joins WSJ Your Money Briefing host J.R. Whalen to discuss the benefits and risks parents and children should consider before cosigning. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While some prices have ticked down slightly from recent highs, others continue to rise and are unlikely to come down anytime soon. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss why some prices remain “sticky” and how they are causing consumers to adjust their household finances. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Auto-insurance rates have risen an average of 8.3% from a year ago. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what is pushing rates higher and how drivers can reduce their monthly premiums. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

So-called “quality” stocks, or profitable companies whose shares typically weather market downturns, haven’t performed as reliably this year as in past bear markets. WSJ’s “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to explain why and discuss some changes investors can make to their portfolios to minimize losses.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Reviewing traditional tax strategies now could mean more money in your pocket when you prepare your tax return next spring. WSJ contributor Tom Herman joins host J.R. Whalen with steps taxpayers should consider to lessen the amount they may have to hand over to Uncle Sam. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Grocery prices rose more than 13% in August from a year earlier, the highest 12-month increase since 1979. Host J.R. Whalen is joined by reporter Rachel Wolfe to discuss how consumers are making ends meet, and by Louisiana resident Jamaica Bonvillian, who has struggled to balance food costs with her family’s overall household finances. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Making donations to a political candidate or cause isn’t always tax deductible, and it can come with privacy implications. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what consumers should know before making a donation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Homeowners who previously locked in low mortgage rates face the dilemma of whether to sell and take on a significantly higher rate, or stay put and keep their low rate locked in. WSJ housing market reporter Nicole Friedman joins host J.R. Whalen to discuss the issue and the potential effect on home prices. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As workers return to the office, many companies are reinstating performance reviews. WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss their relevance in the post-pandemic workplace, and how workers can prepare for their meeting with the boss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Americans’ electricity and natural-gas bills have risen an average of more than 15% over the past year. WSJ energy and utilities reporter Katherine Blunt joins host J.R. Whalen to discuss why prices are rising and how consumers can prepare. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some homeowners who are ready to sell are finding that more buyers are waiting on the sidelines, and many are choosing to rent out their homes instead, in the hopes of freeing up cash so they can buy a new place to live. WSJ housing-market reporter Will Parker joins host J.R. Whalen to discuss the pros and cons of renting out your home instead of selling it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

New premium models of phones from Apple and Samsung can cost as much as a month’s rent. WSJ personal-finance reporter Veronica Dagher joins host Daniella Cheslow to discuss ways oflowering the sticker price and getting deals on wireless service . Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More than 125 U.S. colleges and universities promised in 2016 to raise the enrollment of lower-income students by 50,000 by 2025. But a progress report from the initiative shows the schools have added fewer than 8,000 so far. Higher-education reporter Melissa Korn joins host Daniella Cheslow to discuss why federal Pell Grants are reaching so few potential students . Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The largest share of second-home purchases closes from fall to early in the new year. But along with the dream of family memories and rental incomes, vacation homes carry financial and emotional risks. WSJ personal-finance reporter Veronica Dagher joins host Daniella Cheslow to discuss the highs and lows of buying a second home, and how to lay the foundation for a good buy. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A record 19 million taxpayers asked the IRS for more time to file . Wall Street Journal personal finance reporter Ashlea Ebeling joins host Daniella Cheslow to discuss why so many taxpayers are filing late, and how to avoid steep penalties for missing the Oct. 17 deadline. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Americans’ credit-card balances are way up, and inflation is only part of the reason. WSJ personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why impulse buying (including her own) is up, and whether splurging might actually be worthwhile. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With the U.S. savings rate on the decline, some financial apps are offeringprizes and other incentives to encourage consumers to put money away. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how the incentives work, and what financial experts have to say about their role in a savings plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The competition among home sellers has increased this year as mortgage rates have risen to nearly 6%. WSJ “Mansion” section senior editor Kerry Barger joins host J.R. Whalen to discuss a new series of stories focused on helping homeowners prepare their house for a sale. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.