Wsj Your Money Briefing

More merchants are teaming up with "buy now, pay later" companies to offer consumers with poor credit or no credit the opportunity to pay for products in installments. WSJ consumer credit reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss how the programs work, and the risks involved. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After a summer of widespread flight delays and cancellations, airlines are making adjustments to avoid similar inconveniences for passengers going forward. WSJ "Middle Seat" columnist Scott McCartney joins host J.R. Whalen with a status update. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More companies are considering salary reductions for employees who choose to continue to work from remote locations, in some cases with lower living expenses. Reporter Katie Bindley joins host J.R. Whalen to explain how some workers are pushing back. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many small business would be required to offer employees a retirement savings plan under a proposal included in Democrats' $3.5 trillion healthcare, education and climate change bill. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss the chances of it becoming law, and what it would mean for businesses and workers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Thousands of job-seekers have been duped by fake job ads placed by fraudsters hoping to cash in on their vulnerabilities. WSJ contributor Heidi Mitchell joins host J.R. Whalen to discuss what to watch for to gauge the legitimacy of a job listing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More companies are delaying the date on which workers will return to the office. For a lot of people, that means the career aspirations they had before the pandemic could remain on hold. WSJ careers reporter Kathryn Dill joins host J.R. Whalen to discuss ways workers can put their career goals back in focus while working from home. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Millions of families of high-school seniors are preparing to borrow money for college tuition when they enter college next year. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss which factors from their personal finances they should consider when figuring how much to borrow, and how they'll pay it back. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Since the 9/11 attacks, financial markets have undergone a massive security overhaul. WSJ markets reporter Alexander Osipovich joins host J.R. Whalen to discuss the protections for investors that have been put in place over the past 20 years, and the vulnerabilities that some feel still exist. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Young professionals who have been in the workforce for about 15 years are feeling burnout and leaving their full-time jobs, with no solid backup. Host J.R. Whalen is joined WSJ "At Work" columnist Krithika Varagur for more. Plus, Washington, DC resident Tessa Raden explains why she left her "dream job." Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Job seekers are at an advantage in the current labor market, but success often depends on how you approach the application process. Career coach and Relay Payments Chief People Officer Amy Zimmerman joins host J.R. Whalen to explain how women tend to navigate the job-seeking process differently than men, and in turn tend to face more challenges. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Prospective homebuyers who have been priced out of the current market are likely sitting on a large amount of cash they had saved up for a down payment. Personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss investment ideas for that cash as they wait for the next buying opportunity. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Federal regulators have launched a review of how online trading platforms communicate with their customers, and whether more oversight is needed. WSJ financial regulation reporter Paul Kiernan joins host J.R. Whalen to explain how it could affect the ways people trade stocks online. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many Americans have considered leasing a new car to avoid rising prices. Personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss what consumers should know about the economics of signing a car lease. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In addition to 401(k) and health savings accounts, many employers are offering emergency savings accounts as a way for workers to put away funds in case of an unexpected need. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain how these accounts work, and the financial incentives some companies offer workers to join. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many homeowners have repurposed their garage during the pandemic as they seek more living space. WSJ "Mansion" reporter Candace Taylor joins host J.R. Whalen to discuss the costs and regulations often involved, and how a home's value could be affected. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More people are producing video-based résumés to stand out to hiring managers. WSJ reporter Alex Janin joins host J.R. Whalen to discuss the growing trend. Plus, a 26-year-old marketing professional explains why he made his video resume, and the results he's gotten. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For workers creating hybrid work schedules, planning out the days when they come into the office can be beneficial to their career track. The WSJ's careers reporter Patrick Thomas joins host J.R. Whalen with what employees should consider when drawing up a hybrid work plan, and how to make the most of the time in the office. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In a tight job market, employers are hungry for talent. So if you get a job offer from another company, you may be able to present it to your boss and negotiate a better work situation. The WSJ's Work & Life columnist Rachel Feintzeig joins host Charlie Turner to discuss ways to leverage that offer to your advantage, and the pitfalls to watch out for. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There's a growing chance you'll be hit with a fee on your next credit-card purchase. The WSJ's credit-card reporter AnnaMaria Andriotis joins host Charlie Turner to discuss why more merchants are imposing surcharges to offset the fees they're charged by card issuers, and how customers are responding. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ford wants a bigger portion of its sales to come from buyers who custom-order from the factory or online, rather than buy at the dealership. Other carmakers are considering it too. Auto industry reporter Mike Colias joins host Charlie Turner to discuss the shift in strategy and what it could mean for car buyers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.