Wsj Your Money Briefing

Retailers have rolled out Black Friday deals early this year to attract shoppers returning to stores en masse for the first time in two years. WSJ reporter Suzanne Kapner joins host J.R. Whalen to discuss which retailers are discounting the most and how long the deals will last.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Last week’s collapse of the cryptocurrency exchange FTX deepened this year’s losses for many crypto investors. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss how investors can turn their crypto losses into tax benefits, and how the IRS plans to crack down on people flouting tax laws. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It takes a lot to earn status with airlines. Some rungs on the elite ladder require spending up to $250,000 on a carrier-branded credit card. Those rules were relaxed during the pandemic, but now they are tightening up again. WSJ travel reporter Jacob Passy joins host Daniella Cheslow to explain what’s new in elite status and how to plan for the changes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More colleges are accepting students through a process called “direct admission” that lets them skip many of the traditional application steps and even get a scholarship along the way. Sound too good to be true? Wall Street Journal higher-education reporter Melissa Korn joins WSJ Your Money Briefing host J.R. Whalen to discuss how it works and what students need to keep in mind. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As cryptocurrency exchange Binance proposed and then pulled out of an acquisition of rival FTX, bitcoin and other cryptocurrencies suffered sharp declines. WSJ reporter Vicky Ge Huang joins host J.R. Whalen to explain how these exchanges function and why Binance’s action triggered a crypto selloff.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Inflation has made getting a divorce a lot more expensive. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the rising costs and how some former couples are finding ways to rein in expenses. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More employers are including salary ranges in job postings as states and cities pass pay-transparency laws. But some posted salary ranges are so wide, they can leave applicants with more questions than answers. WSJ reporter Theo Francis joins host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fidelity, the nation’s largest 401(k) plan provider, has begun offering bitcoin in its investment menus. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what people should consider before investing in crypto, and how their employers are approaching the investment option. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

FSA enrollees have been able to carry over their balances for the past several years. But many will have to spend that money by Dec. 31 or risk forfeiting the funds. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen with more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A recent Gallup survey indicated more than 40% of Americans do not have any money invested in stocks. Host J.R. Whalen is joined by WSJ personal-finance reporter Joe Pinsker who discusses the trend, and by Florida resident Arlene LaHera who has never had money invested in the market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many people still decades from retirement age have discovered they can join AARP and reap the financial benefits. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why people in their 20s and 30s are signing up for an organization geared towards their grandparents.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The tech-focused Nasdaq Composite Index’s value has dropped this year by about $8 trillion. WSJ markets reporter Hannah Miao joins host J.R. Whalen to explain the correlation between rising interest rates and tech stocks’ declining values, and whether analysts see a recovery on the horizon. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Leisure airfares were up more than 40% in September from a year ago, and fares on budget carriers are rising as well. WSJ “Carry On” travel columnist Dawn Gilbertson joins host J.R. Whalen with ways travelers can save on airfares and those annoying fees. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mortgage rates topped 7% for the first time in 20 years this week, and home prices remain near the high levels they hit last year. But some people see the current market as providing the perfect opportunity to buy a house. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss the new math for prospective home buyers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A recent survey of hundreds of employers shows that many plan to hire more college graduates next spring than they did this year. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss what kinds of companies are planning to ramp up hiring and how college grads can prepare. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While many banks offer interest rates around 2% for standard certificates of deposit, or CDs, they offer substantially higher rates on “brokered CDs.” Wall Street Journal reporter Rachel Louise Ensign joins WSJ Your Money Briefing host J.R. Whalen to discuss how consumers can buy them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While many banks offer interest rates around 2% for standard certificates of deposit, or CDs, they offer substantially higher rates on “brokered CDs.” WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to discuss how consumers can buy them.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

About 22 million people have signed up for President Biden’s student-loan forgiveness program. But several lawsuits filed against the government have raised questions about when or whether borrowers will be relieved of their debt. WSJ reporter Gabriel T. Rubin joins host J.R. Whalen with some answers.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More states are requiring companies to post salary information as part of job listings. Host J.R. Whalen is joined by reporter Ray A. Smith to discuss the questions that job candidates should still be asking about pay, and by California resident and current job seeker Paris Clarke to discuss how the additional information is helping her search for a job. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Despite a push to have consumers’ info from “buy now, pay later” purchases included in their credit reports, companies like Klarna, Affirm and Afterpay have been reluctant to supply the data over fears it could hurt consumers’ credit scores. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen with more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.