Wsj Your Money Briefing

Freelancers and small-business owners are using artificial intelligence to boost output and their incomes. WSJ reporter Te-Ping Chen joins host J.R. Whalen to discuss the benefits and risks associated with using generative AI tools in the workplace. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Having both a 401(k) and an IRA can boost your annual retirement contributions by 30%. WSJ contributor Michael Pollock joins host J.R. Whalen to discuss what savers should know about each type of account. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After a three-year pause, federal student-loan borrowers are scheduled to resume making monthly payments starting August 30th. WSJ reporter Julia Carpenter joins host J.R. Whalen with steps borrowers can take to lessen the impact on their finances.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The family home is one of the most expensive assets parents pass down to their children when they die. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss financial and emotional questions adult children should consider. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A program under consideration by several states would pay thousands of dollars into trust accounts for children to help close the widening wealth gap. WSJ reporter Brenda León joins host J.R. Whalen to discuss how the program would work.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As much as 40% of the nation’s workforce is splitting time between the office and working from home. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss how retailers could tailor their business models to engage hybrid workers.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many young Americans overwhelmed by financial stress brought on by the pandemic and inflation are avoiding their expenses. Host J.R. Whalen is joined by WSJ reporter Oyin Adedoyin and a 22-year-old man who struggled with his spending.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hotel prices and airfares up substantially compared to a year ago might cause some people to reconsider their summer vacation plans. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss the trade-offs some travelers are making . Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Writing out paper checks raises the chances of being the target of fraud and theft. The WSJ personal-finance team’s Oyin Adedoyin joins host J.R. Whalen to discuss ways to reduce those risks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hundreds of families who paid life-insurance premiums were denied millions of dollars in death benefits because of missteps by both their employer and their insurance company. WSJ reporter Leslie Scism joins host J.R. Whalen to explain how it happened.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Amid moderating inflation and signs that the economy may be headed toward a recession, many companies continue to raise prices. WSJ’s Suzanne Kapner joins host J.R. Whalen to discuss how consumers are responding.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The amount Americans can contribute to a health savings account will rise to the largest-ever increase on record next year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what you should know about HSAs.  Correction: A Flexible Spending Account, a type of savings tool used by many employees, is often referred to as an FSA. An earlier version of this podcast incorrectly identified it as a Flexible Savings Account. (Corrected on May 22) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The rising cost of living in Florida has caused many seniors to seek more affordable locations to spend their retirement years. WSJ contributor Cecilie Rohwedder joins host J.R. Whalen to discuss why more Americans are choosing to live in Baldwin County, Alabama. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The share of marriage with women earning more than their husbands has tripled over the past 50 years. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss what has changed and why those marriages are less likely to end in divorce. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ozempic and other weight-loss drugs can list at $900 or more per month. WSJ’s Anna Wilde Mathews joins host J.R. Whalen to discuss how to get your health insurance plan to cover these prescriptions. Correction: Anna Wilde Mathews is a reporter for The Wall Street Journal. A previous version of the show notes for this podcast incorrectly spelled her first name. (Corrected May 17) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some users of Buy Now, Pay Later programs like Klarna and Affirm say they have faced unexpected denials or lower spending limits when they try to make purchases. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain why the companies are tightening credit standards. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Concerns have risen about how Social Security payments, among other programs, would be affected if the U.S. reaches its debt ceiling and defaults on its loans. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what retirees can expect. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many millennials and Gen Z workers say their jobs are important to their own sense of identity. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss how they struggle to balance that with scheduling personal time. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Wait times for ordering a new passport are running as long as 13 weeks. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss ways to expedite the process, and the costs involved. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Having a good job by age 30 can unlock the path to a successful career. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss research that examined choices people in their 20s made and how it affected their career by age 30.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.