Wsj Your Money Briefing

As stock ownership boomed from 2019 to 2022, the rate of investment by Black Americans under 40 outpaced that of white investors in the same age group, according to surveys from Ariel Investments and Charles Schwab. Host J.R. Whalen is joined by WSJ perso nal finance reporter Oyin Adedoyin, as well as 27-year-old Calah Beale, who discusses her investment choices. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Paying down debt can improve someone’s credit score and open opportunities for financial milestones like a house or car. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss the importance of tracking your interest rates when choosing debts to pay off. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some Americans ages 65 and older rely on their Social Security benefits for nearly all of their income. WSJ’s Anne Tergesen joins host J.R. Whalen to discuss how they make it work. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Families and students are facing confusion and technical problems while navigating the Free Application for Federal Student Aid, or Fafsa. Wall Street Journal personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss how colleges are responding. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many workers on average get 15 paid vacation days per year. WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss how careful planning of your vacation days can result in longer periods of time off. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After relocating to Ohio during the pandemic, Wall Street Journal reporter Chip Cutter now supercommutes to New York every week. He joins host J.R. Whalen to discuss the logistics and expense of traveling more than 500 miles to work. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

People with health-insurance plans could face thousands of dollars in prescription-drug costs per year as they pay down their deductible. Wall Street Journal reporter Peter Loftus joins host J.R. Whalen to discuss ways to reduce your drug spending in 2024. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Financial advisers say a key to building good money habits is to regularly review in detail each of your accounts and assets. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss how the book can help make that process less intimidating. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Improving our financial picture often involves changing our habits and attitude toward money. Wall Street Journal personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways we can trick our brain into being better with money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Asking parents for money can be an awkward conversation. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss what to consider before hitting up Mom and Dad, and reasons why asking parents for money may not be a good idea. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Food prices continue to rise, and yet American households throw out roughly $150 worth of groceries per month, according to a Wall Street Journal analysis of data from BLS and ReFED, a nonprofit dedicated to reducing food waste. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss ways to rein in your grocery spending to avoid wasting food and your money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Financial professionals suggest Americans who’ve set a goal to rein in spending in 2024 should track their spending more carefully, especially as their income rises. WSJ personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss “lifestyle creep.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Positive corporate earnings reports and the Federal Reserve leaning toward lowering interest rates helped propel stocks higher in the fourth quarter of 2023. “WSJ’s Take on the Week” host Dion Rabouin joins host J.R. Whalen to discuss factors that are likely to impact stocks in 2024. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mortgage rates came down from their peak in 2023, but it may not be enough to increase inventory and allow prospective buyers as well as current renters to make a purchase. Wall Street Journal housing reporters Nicole Friedman and Will Parker join host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After several years of growth, the U.S. labor market cooled in 2023. Host J.R. Whalen is joined by LaSalle Network staffing firm founder and CEO Tom Gimbel, and NYU professor Tessa West, to discuss what raises, hiring and the use of AI are likely to look like in 2024. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The rate of inflation fell by roughly half in 2023, but prices still take a sizable bite out of many Americans' finances. WSJ economics reporter Amara Omeokwe joins host J.R. Whalen to discuss what people can expect in 2024. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Will Nippon Steel get U.S. Steel? Why did FedEx cut its outlook? And is it game over for China’s gaming stocks? Host Charley Grant discusses the biggest stock moves of the week and the news that drove them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

People with outstanding tax bills going back to 2020 won’t have to pay penalties under a plan announced by the IRS. WSJ reporter Ashlea Ebeling joins host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This month’s stock market rally has significantly boosted 401(k) and IRA balances for many Americans. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss why financial professionals suggest people not check their retirement accounts too often, even in good times.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Individual investors can reduce their tax bill when filing in 2024 by selling certain assets and choosing between the standard deduction or itemizing their deductions. Wall Street Journal columnist Laura Saunders joins host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.