Wsj Your Money Briefing

This week’s interest-rate cut by the Federal Reserve could make refinancing more attractive for homeowners saddled with higher mortgage rates. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss what to consider before deciding to refinance. Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Plus: U.S. stocks rally a day after the Federal Reserve cut interest rates. Israel launched a wave of airstrikes against Hezbollah targets in Lebanon, as the militant group’s leader said the attacks on its members amounted to a declaration of war. J.R. Whalen reports. Sign up for the WSJ's free What's News newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Federal Reserve cut interest rates by half a percentage point yesterday, the first reduction since 2020. Wall Street Journal economics reporter Justin Lahart joins host J.R. Whalen to discuss how it’s likely to affect credit-card account holders and prospective home buyers. Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the wake of a crackdown on so-called junk fees, more companies are making the unpopular charges easier for consumers to spot. But the fees still aren't going away. Wall Street Journal reporter Allison Pohle joins host J.R. Whalen to discuss why, and what consumers can do about them. Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Federal Reserve is set to cut interest rates this week for the first time since 2020.  Wall Street Journal reporter Joe Pinsker joins host J.R. Whalen to discuss where financial advisors suggest you put your cash.  Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The annual cost of living adjustment for Social Security monthly payments is projected to rise at a significantly smaller pace than the past several years. Wall S treet Journal reporter Anne Tergesen joins host J.R. Whalen to discuss how the increase is designed to prevent retirees from losing ground to inflation. Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the first episode of our new series “Your Money, Your Vote," we tackle one of the hottest topics in the 2024 election: inflation and the economy. With rising prices top of mind for voters, we break down the facts on inflation and how former President Donald Trump’s and Vice President Kamala Harris’s economic proposals could impact your personal finances. Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What warning did JPMorgan give about rate cuts? And why are health insurers taking a hit after the presidential debate? Plus, how much did a big chipmaker rally support stock indexes this week? Host Jack Pitcher discusses the biggest stock moves of the week and the news that drove them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Gen Zers and younger millennials, who once questioned the value of corporate life, are now embracing the structured workweek, steady paycheck, and employee benefits. Wall Street Journal reporter Ann-Marie Alcántara joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Leaving a job can be just as messy as leaving a romantic partner. New York University professor of psychology Tessa West joins host J.R. Whalen to discuss how relationship science can help you avoid common mistakes and guide you through the stages of falling out of love with your career. Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the labor market cools, many hiring managers are resetting pay levels for new hires. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss how companies are able to reduce salaries and still attract desirable talent. Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The effects of the pandemic on the U.S. economy has left many consumers with feelings of both optimism and angst . Wall Street Journal reporter Joe Pinsker joins host J.R. Whalen to discuss the state of Americans’ finances, including their savings, debt, and retirement savings.  Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Last month, a lawsuit alleged that a background-check company left as many as three billion records exposed – putting new attention on credit freezes. Wall Street Journal personal finance reporter Imani Moise tells host J.R. Whalen about how this free safeguard could protect you from identity thieves.   Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What’s causing Nvidia’s recent decline? And how did a summer tech outage help JetBlue? Plus, why is deal uncertainty weighing on U.S. Steel? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This year’s Wall Street Journal/College Pulse ranking measures how well each college sets graduates up for financial success. So which schools ended up on top? Wall Street Journal rankings editor Harry Carr joins host J.R. Whalen to discuss.  Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

According to an AARP survey, 77% of Americans aged 50 and older want to live as long as possible in their current home. But rising costs mean that pursuing this dream has gotten harder. WSJ “Turning Points” columnist Clare Ansberry joins host J.R. Whalen to discuss how people are preparing their finances to stay in their home.  Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More workers in their 20s and 30s are considering taking extended breaks from work for travel and other pursuits. Wall Street Journal personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss how to best prepare financially for taking sabbaticals from your career track. Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A recent Wall Street Journal/NORC poll indicated a significant gap between people’s wishes and expectations regarding owning a home, having a family, and looking forward to a comfortable retirement. Economics reporter Rachel Wolfe joins host J.R. Whalen to discuss why the pessimism is more pronounced today compared to previous generations. Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Credit-builder cards from companies like Chime Financial and Credit Sesame are promising customers a higher credit score without ever borrowing or paying back any money. Wall Street Journal reporter Gina Heeb joins host J.R. Whalen to discuss how these cards work.  Sign up for the WSJ's free Markets A.M. newsletter.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A recent settlement by the National Association of Realtors means home buyers are now responsible for negotiating their agent’s commissions. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss what to know before reviewing contracts and reaching an agreement.  Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.