Wsj Your Money Briefing

More employers are giving out company-wide pay raises and issuing special bonuses to retain workers and help them deal with high inflation. WSJ workplace and management reporter Chip Cutter joins host J.R. Whalen to discuss what this means for the balance of power between workers and their bosses. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Record home prices and higher mortgage rates have created the most expensive U.S. housing market in more than 15 years. WSJ housing reporter Nicole Friedman joins host J.R. Whalen to discuss what that means for prospective home buyers, and signs that the balance of power could be starting to shift away from sellers . Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In an unusual midyear move, the IRS has raised the standard mileage rate for the self-employed to 62.5 cents. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss other ways that self-employed workers who rely on their car can save money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mortgage rates above 5% coupled with higher housing prices have caused some prospective homebuyers to consider an adjustable-rate mortgage, instead of a fixed-rate loan, to help reduce costs. WSJ personal-finance reporter Veronica Dag her joins host J.R. Whalen to discuss the pros and cons of adjustable mortgages. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Retirement savers might get the urge to peek at their 401(k) balance often during market volatility. But WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain why researchers say that could lead to bad decisions and long-term losses. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After building up record levels of savings over the first two years of the pandemic, many Americans are spending down that cash cushion to deal with inflation. WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to explain what that means for people’s finances. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

MJP Wealth Advisors President Brian Vendig joins host J.R. Whalen to explain how economic and global events are likely to shape stock-market performance in the last six months of the year. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Choosing the right credit-card rewards program or making sure your car has gotten the proper maintenance can save drivers as much as 30 cents off the price of a gallon of gas. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss ways drivers can save money at the pump. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

July 4th weekend travel could be frustrating for many passengers this year. Airlines have been plagued by delays and canceled flights, causing many passengers frustration when they try to reach customer service. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss what passengers should expect, and options to consider aside from sitting on hold. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Finance and career experts say high inflation and a hot job market make this an ideal time to ask for a raise. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with tips on what workers should, and should not, include in their argument when negotiating with the boss for a pay bump. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Banks and gas stations are increasing the hold they place on consumers’ credit and debit cards to $175. WSJ reporter Ayse Kelce joins host J.R. Whalen to discuss why it’s being done and how consumers can avoid the risks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

An often overlooked option to stem retirement savings losses is to convert traditional IRA money into a Roth IRA. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain the benefits and potential tax liabilities of making that move.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some companies are helping employees deal with sky-high gas prices as a way to retain them and encourage a return to the office. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen with more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Even though the labor market remains hot, some companies are rescinding job offers after candidates have signed on the dotted line. Host J.R. Whalen is joined by reporter Angela Yang, who spoke with several people whose job offers were pulled back. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The stock market declines in 2022 have taken their toll on stock portfolios and 401(k)s. WSJ “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to explain why bear markets affect investors in different generations in different ways. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many retirees mismanage their 401(k) savings once they leave the workforce, resulting in a shortfall of funds. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how more 401(k) providers are including features similar to pension funds to ensure retirement savings last as long as possible. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Although stocks have suffered a series of broad selloffs as inflation continues to climb, history shows certain sectors tend to buck the trend and move higher in times of high inflation. George Mason University finance professor Derek Horstmeyer joins host J.R. Whalen to discuss his recent research pinpointing sectors that tend to outperform during periods of rapidly rising prices. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Federal Reserve announced plans to raise interest rates by 0.75 percentage point, and is likely to raise them rapidly for the rest of the year. The moves are meant to counter high inflation but could lead to some hard financial decisions for many people. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with steps you can take to protect your holdings, and financial decisions to put off amid rising rates. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

U.S. households are likely to pay a lot more for electricity this summer due to inflation. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen with tips for reining in your air conditioner’s electricity usage and lowering your monthly energy bill. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Prospective homebuyers who don’t have funds on hand to make an all-cash offer are finding creative ways to solve the issue. WSJ reporter Orla McCaffrey joins host J.R. Whalen to discuss.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.