Wsj Your Money Briefing

The Inflation Reduction Act would provide billions of dollars in tax credits to homeowners who make energy-efficient improvements to their homes. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Data from the Department of Education analyzed by The Wall Street Journal indicates gender disparities in pay begin as early as three years after men and women enter the workforce. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to discuss why it is happening and in which fields the pay gap is the widest.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mortgage rates ticked down to 4.99% last week but are still two full percentage points higher than a year ago, giving home buyers more leverage. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain how the cooling housing market is causing sellers to revisit their playbook. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Even as businesses see a decline in consumer demand for goods and services, many continue to hire and aren’t considering layoffs. WSJ economics reporter Sarah Chaney Cambon joins host J.R. Whalen to explain why. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Millions of Americans’ applications for mortgages, credit cards and other loans were jeopardized after Equifax misreported their credit scores to lenders. WSJ reporter Andrew Ackerman joins host J.R. Whalen with tips on clearing up errors in your own credit report . Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the economy enters a downturn, makers of household products are reevaluating how they will attract already-cautious shoppers. WSJ reporter Saabira Chaudhuri joins host J.R. Whalen to discuss what shoppers should expect. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The collapse of cryptocurrency brokerages Celsius and Voyager has left many individual investors without access to their cash, after being promised their investments were safe. Host J.R. Whalen is joined by WSJ reporter Rachel Louise Ensign as well as individual investor Dave Jachelski, whose money is tied up during Voyager’s bankruptcy process. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After a decade of cheap, plentiful energy in the U.S., Americans are paying substantially more for everything from gasoline to electricity to natural gas. WSJ energy reporter Katherine Blunt joins host J.R. Whalen to explain why higher costs could be the new normal, and what’s being done to hold energy costs in check.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Wall Street Journal tracked flight delays at hundreds of airports worldwide in June and July. Host J.R. Whalen is joined by WSJ travel reporter Jacob Passy, who explains what’s causing the delays and how passengers can work around them.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the Federal Reserve continues to raise interest rates, WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss alternate ways consumers should consider to borrow in order to keep interest payments in check. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The government has told federal student-loan servicing contractors to hold off on sending out billing statements to borrowers. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to explain why that could mean another extension to the moratorium on student-loan repayments could be imminent. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

People who have switched jobs for higher pay got bigger raises than those who stayed. Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter, who discusses the differences in pay, risks job switchers face, and potential benefits of staying put.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Companies frustrated over not finding qualified workers are reverting to in-person meetings with job applicants. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss how job seekers can use live interviews to highlight skills that don’t necessarily come through on a resume. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Amazon is suing the administrators of more than 10,000 Facebook groups that it says coordinated fake reviews on the online shopping site. WSJ personal tech columnist Nicole Nguyen joins host J.R. Whalen with tips for distinguishing real online product reviews from fake ones. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fixed-rate annuities have seen a significant influx of cash as investors seek out stability in the current volatile market. WSJ reporter Leslie Scism joins host J.R. Whalen to discuss why annuities are seen as stable investments, and the risks they could pose to investors anyway. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Although most people know when their financial commitments, like loan payments, are due each month, many are missing their payments because they simply forgot. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why behavioral economists say this is happening, and steps people can take to get back on track. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some financial-technology startups offer savings rates far above those from traditional banks. WSJ “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to discuss the risks consumers need to watch out for when stashing their cash with fintech startups. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Exchange-traded funds that track a single stock entered the U.S. market last week. WSJ markets reporter Karen Langley joins host J.R. Whalen to discuss how they work and the risks that investors in those ETFs could face. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A new interactive tool from The Wall Street Journal helps consumers track price changes on thousands of products. WSJ computational journalist Brian Whitton joins host J.R. Whalen to discuss how it works. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The average cost of a hotel room in the U.S. is up more than 30% from a year ago. WSJ travel reporter Allison Pohle joins host J.R. Whalen to explain why customer satisfaction has declined, and whether hotel prices could come down in the near future.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.