Valiant Growth: Earn Self-esteem, Build Amazing Relationships And Achieve Freedom Through Radical Personal Development

Sometimes people tell me: “Philip, it’s all fine for you, but you can’t do this stuff with a family and car based culture”. That makes a lot of sense to me: in many ways, being a single, young person is the easiest way to keep costs on the low end.That is why I was very happy to ask Nicola, a listener who called in about his story on how he biked and lived in his tent in backyards to travel Europe to tell me more on how he, as a married man with a child, living in the sometimes less than hospitable of Montreal, Canada, find ways to work towards financial independence. Housing and transport are the two biggest expenses in a US household, and that is what came up in our discussion too. Transport Nicola has chosen to live within walking distance of his job, grocery store and daycare. He estimates that he walks about 10 km (6.2 miles) each day, which he finds a pleasurable range. Even in Montreal’s -20 °C (-2 °F) winter days, all it takes is a good jacket. In the summer, he uses a local bike share, costing him 55