Home Business Profits With Ray Higdon

In this episode of Home Business Profits, Ray Higdon dives into effective strategies for paying off debt smartly with his guest, Josh Valentine.   Josh, an expert in helping individuals reduce or eliminate debt, discusses the pitfalls of high-interest credit card debt and the common mistakes people make when trying to manage their debt. He offers insights into how his program works to negotiate settlements with creditors, resulting in significant savings. Ray and Josh also touch upon the misconceptions about maintaining a good credit score while in debt and the dangers of debt consolidation loans and converting unsecured debt to secured debt through options like HELOCs.   Tune in to learn why focusing on eliminating debt rather than preserving credit scores can lead to financial freedom and peace of mind.   Be FREE from DEBT! Let us help you - https://advocatefin.com/ray   ——