Enjoying Life On A Budget Podcast

A few days ago there was an article posted in the NY Times about why a man defaulted on his student loans.  The article has gone viral and many people have taken his side, and decided to default on their loans as well. We wanted to tackle this topic head on and chat about what we thought about the article, and how we would handle his situation.

In today's podcast episode we talk all about why you should NOT buy a house, and break down the pros and cons of home ownership.

Family Vacations can be expensive, but there are many ways to save money on them. In this podcast episode we talk about things like How to go to Disney for free, how we vacation every year for less, and much more!

Are you surrounded by nice houses, fancy cars, and a culture that expects you to fit in? In this episode we talk all about how your culture can decide where your money goes, and how to stop it.

We've talked all about how we got into debt and briefly about how we got out of debt, but in this episode we get down to the nitty gritty. We share exactly how we got out of over $40,000 worth of debt in this episode and how you can do it too!

Parenting is tough work! What is you are parenting and DEAD BROKE?  In today’s podcast we talk all about how to break the news to your kids, and get them on the same page as you.  

In today's episode we talk about The #1 question to NOT ask yourself when it comes to money and what to ask yourself instead.

The first area you should start looking to when saving money, is your grocery bill. In this episode we walk you through how to save a lot of money by doing 1 thing - MEAL PLANNING.  

CNN Money says that it will cost you an average of $245,000 to raise a child.  We disagree and on today's episode, we will tell you why.

Saving for retirement can be confusing and daunting, especially if you are in a lot of debt. 401 K's, IRA's, Roth IRA's - We will break these down into bite sizes pieces, and share how we use each of these retirement tools.

Today, we are talking side hustles! We focus so much on having money and being frugal - but let's tackle the income part of the equation. Inspired by the show "Filthy Riches", we talk about the TONS of awesome ways to make more money out there!

Have you ever made a bad purchase?  What made you do it? Often times bad purchases are made because of one reason - EMOTIONS. In this episode we will talk about how you can keep yourself (or someone you love) from making bad emotional purchases?  

A couple days ago our sewer drain backed up and we had an expensive mess on our hands! Listen to see how we coped with it, and how our emergency fund took the stress out of it!

In this episode we talk all about the 14 things that you are paying for but not using and things that you are paying for but are actually already getting for free! There is a LOT of surprising information in this epsiode and we know you will love it!

Do you have kids? Do you want to raise a money smart teen? In this podcast episode we talk to 18-year-old Eva Baker and learn how she got excited about saving money at the young age of 16.  This episode was SO good - you will definitely want your teens to listen too!

In celebration of Valentine's Day, we discuss how important finances are in a loving marriage. Through our own ups and downs, we share our tips to keep that "loving feeling" through your personal finances.

The most common question we get is "How can I plan for un-planned unexpenses". The answer we give people is that they can't, but what they can do is set up an Emergency Fund. In this podcast episode we tackle how to set up an emergency fund and why you need one!

We hear about the student loan crisis daily in the news, so as a parent you may be wondering what to do about your children when it comes time for them to go to college. In episode we talk about alternative ways to pay for college, alternatives to a college education, and ideas on how to get a college education for less.  We wanted to hear from someone else about this topic so we brought in author Danny Kofke to chat about it!

Have you ever wondered how people can travel for free all the time? We were wondering the same thing, so we turned to a travel hacking expert, Brad Barrett from RichmondSavers.com to learn more about this skill.   In this podcast you will learn his proven tips on how he travels around the world for free every year with his family of four.  

So often people think that in order to pay off debt they have to look for another job, or ask for a raise at work. While those things are still important to do, have you ever looked around where you are spending money and found ways to cut back? In this pocast we talk about 15 Frugal Ideas that we practice every day that add up to a huge $20,000 in savings every year! Give yourself a $20,000 raise this year by listening to this podcast.