You Need A Budget (ynab)

The budget lets you let go of so much cognitive overhead. Free yourself from decision fatigue.

The point of having money is to spend it. Also, an attorney joke that takes most of the time.

High-ticket items deaden your sensitivity to spending amounts you would otherwise weigh carefully. Proceed with caution!

Unless your hobby is credit card shenanigans, pick just one (maybe two) credit cards and call it good.

Question your financial scar tissue. Are all of those accounts still (really) necessary?

We want active engagement. Simplicity promotes that, which is why we like it.

When it comes to lasting, positive financial change, don't do what I did.

It's that time of year for you to do a quick pause and evaluation. It'll do you good.

Windfall schmindfall. Just fall back on Rule One.

How much should you save? And would it be possible to not beat yourself up so much?

When budgeting with a partner... Rule 3 can be tricky. How do you deal with overspending together?

How do you view financial goals? What if you saw them more as guesses?

When budgeting with a partner... establish a workflow, ownership, simplification, etc.

It's a therapy session folks! Gettingn down to the WHY behind money will bring you absolute clarity. It's Rule One.