Wsj Your Money Briefing

Many people selling their home in the current market are getting a lot more for it than what they originally paid. Tax reporter Laura Saunders joins host J.R. Whalen to discuss the major tax exemption benefiting them, and some ways they can maximize their use of it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Robinhood and SoFi stock-trading platforms say they plan to allow their customers to purchase shares of private companies' initial public offerings. WSJ "Heard on the Street" columnist Telis Demos tells host J.R. Whalen how shares will be offered to individual investors, and the risks associated with buying IPO shares. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

"Heard on the Street" editor Spencer Jakab joins host J.R. Whalen to discuss The Wall Street Journal's new five-week investing challenge and how it can boost your stock-market know-how as well as protect your portfolio. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Congress and state officials are moving to create incentives for unemployed workers relying on unemployment checks to rejoin the labor force. Economics reporter Kate Davidson discusses the range of proposals with host J.R. Whalen. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Americans cashed out their home equity to the tune of roughly $50 billion in the first quarter, the highest level since 2007. Personal-finance reporter Deborah Acosta joins host J.R. Whalen to discuss important questions to ask yourself before doing a "cash-out refi," and the potential risks that come with it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Life insurance sales are rising at the fastest rate in roughly 40 years. Insurance industry reporter Leslie Scism joins host J.R. Whalen to explain why a wider range of Americans are buying life insurance policies, which in recent decades had been more popular among wealthier families. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Low housing inventory and bidding wars are forcing homebuyers to dig deeper to secure a mortgage. But is it worth it for first-time homebuyers to stretch their personal finances? Host J.R. Whalen discusses the question with two experts who have opposing views: Laurie Goodman of the Urban Institute and Susan Wachter of the Wharton School. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Market volatility can cause tension within couples who have different approaches to investing their retirement funds. Retirement reporter Anne Tergesen joins host J.R. Whalen to discuss some ways couples can find solutions to disagreements and preserve their savings. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many Americans are planning their first vacation since the start of the pandemic. "Middle Seat" columnist Scott McCartney joins host J.R. Whalen to discuss the rising costs of travel, and whether the travel industry is ready for a rush of vacationers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Americans who are not fully vaccinated are more likely to go out to restaurants and other venues than those who have gotten their Covid-19 shots. Reporter Sarah Chaney Cambon joins host J.R. Whalen to explain what's behind the difference in spending habits. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the country emerges from the pandemic, many workers plan to seek opportunities with new employers. "Work & Life" columnist Rachel Feintzeig joins host J.R. Whalen to discuss why they want to change jobs, and how their managers should respond. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Americans paid off credit-card debt during the pandemic at levels not seen in years. Personal finance reporter Amber Burton joins host J.R. Whalen to discuss which types of debt consumers should focus on next. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Generous tipping became a habit for many Americans during the pandemic as a way to support service workers. Reporter J.J. McCorvey joins host J.R. Whalen to discuss how the rules of tipping have changed since last year, and how to fit tipping into your personal budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fidelity is the latest company to roll out an investment product geared to children as young as 13. Reporter Justin Baer joins host J.R. Whalen to discuss why financial institutions are developing products for adolescents, the concerns that come with them and the guardrails that are being put in place to reduce risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Low housing inventory and high demand is leading many prospective home buyers to raise their bids to compete with other offers. Personal-finance reporter Deborah Acosta joins host J.R. Whalen to discuss some points buyers should consider before stretching beyond their budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The IRS is going after investors who haven't paid taxes on bitcoin, ether and other cryptocurrencies. Tax columnist Laura Saunders joins host Charlie Turner to discuss what crypto investors need to know about filing their taxes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Under a new initiative called Project Reach, some large banks will consider customers' deposit histories as a way of extending credit to people with no borrowing history. Banking reporter Peter Rudegeair joins host Charlie Turner to discuss the government-backed program and what it could mean for millions of consumers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Homes in the U.S. valued below the national average are seeing an outsize surge in sale prices. Reporter Ben Eisen joins host J.R. Whalen to discuss what that could mean for lower-income home buyers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The cost of many consumer products has risen sharply in recent months. Food retail reporter Jaewon Kang joins host J.R. Whalen to explain why prices have risen so much, and whether any relief is in sight for consumers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Millions of taxpayers are waiting much longer than usual for their tax refund money to hit their bank account. Tax reporter Laura Saunders joins host J.R. Whalen to explain what is causing the delay, and what taxpayers can do about it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.