Wsj Your Money Briefing

Prospective homebuyers who have been priced out of the current market are likely sitting on a large amount of cash they had saved up for a down payment. Personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss investment ideas for that cash as they wait for the next buying opportunity. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Federal regulators have launched a review of how online trading platforms communicate with their customers, and whether more oversight is needed. WSJ financial regulation reporter Paul Kiernan joins host J.R. Whalen to explain how it could affect the ways people trade stocks online. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many Americans have considered leasing a new car to avoid rising prices. Personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss what consumers should know about the economics of signing a car lease. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In addition to 401(k) and health savings accounts, many employers are offering emergency savings accounts as a way for workers to put away funds in case of an unexpected need. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain how these accounts work, and the financial incentives some companies offer workers to join. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many homeowners have repurposed their garage during the pandemic as they seek more living space. WSJ "Mansion" reporter Candace Taylor joins host J.R. Whalen to discuss the costs and regulations often involved, and how a home's value could be affected. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More people are producing video-based résumés to stand out to hiring managers. WSJ reporter Alex Janin joins host J.R. Whalen to discuss the growing trend. Plus, a 26-year-old marketing professional explains why he made his video resume, and the results he's gotten. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For workers creating hybrid work schedules, planning out the days when they come into the office can be beneficial to their career track. The WSJ's careers reporter Patrick Thomas joins host J.R. Whalen with what employees should consider when drawing up a hybrid work plan, and how to make the most of the time in the office. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In a tight job market, employers are hungry for talent. So if you get a job offer from another company, you may be able to present it to your boss and negotiate a better work situation. The WSJ's Work & Life columnist Rachel Feintzeig joins host Charlie Turner to discuss ways to leverage that offer to your advantage, and the pitfalls to watch out for. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There's a growing chance you'll be hit with a fee on your next credit-card purchase. The WSJ's credit-card reporter AnnaMaria Andriotis joins host Charlie Turner to discuss why more merchants are imposing surcharges to offset the fees they're charged by card issuers, and how customers are responding. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ford wants a bigger portion of its sales to come from buyers who custom-order from the factory or online, rather than buy at the dealership. Other carmakers are considering it too. Auto industry reporter Mike Colias joins host Charlie Turner to discuss the shift in strategy and what it could mean for car buyers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As part of a new business strategy, some hotels are trying out "fee for service" pricing, where guests pay for specific services and amenities like room cleaning, gym usage and internet access. Real estate bureau chief Craig Karmin joins host Charlie Turner to discuss whether this kind of pricing will be embraced by customers and other hotel chains. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Car owners are putting their used vehicles up for sale to take advantage of soaring prices. Reporter J.J. McCorvey joins host Charlie Turner to discuss what consumers should consider before selling their cars. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While some people struggle to complete all of their job's daily tasks without putting in too many hours, others have found ways to hold down two full-time jobs, while striving to not work more than 40 hours in a week. The WSJ's "Work & Life" columnist Rachel Feintzeig joins host J.R. Whalen to discuss how these double-dippers do it, and the risks they take on in the process. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Americans in their mid-30s and early 40s are beginning the period of their career that traditionally brings peak earnings. Host J.R. Whalen is joined by personal-finance reporter Julia Carpenter to discuss why this group doesn't feel financially secure. Plus, 35-year-old Tim Eng discusses reaching his salary goals, and his stepped-up efforts to save. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Starting next month, Fannie Mae will make it easier for renters to qualify for home loans. Reporter AnnaMaria Andriotis joins host J.R. Whalen to explain how renters' ability to make monthly payments will be used by lenders along with other data found on credit reports to determine their eligibility for mortgages. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Airfares have risen significantly since people resumed flying post-pandemic, but on average they're nearly in line with 1996 levels, and that doesn't even account for inflation. WSJ "Middle Seat" columnist Scott McCartney joins host J.R. Whalen to run through the numbers and discuss where prices may be headed this fall. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Black millennials who had hoped a college education would help close the nation's racial wealth gap have found that the opposite happened. Reporter Rachel Louise Ensign joins host J.R. Whalen to discuss why. Plus, 31-year-old Ristina Gooden discusses how her pursuit of a graduate degree could put her as much as $100,000 in debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

About 23 million student-loan borrowers have been able to pause their monthly payments since the start of the pandemic under a federal moratorium. Now the Education Department is extending the program by several more months. Reporter Alex Leary discusses the latest, and higher-education reporter Melissa Korn talks about alternatives that are available to struggling borrowers when the program eventually ends. J.R. Whalen hosts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many employees who quit a job are asked to take part in an exit interview with the human-resources department. Reporter Allison Pohle joins host J.R. Whalen to discuss how employees should prepare, and how honest about their experience they should be in the meeting. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The deadline to sign up for subsidies and reduced health-care premiums under the Affordable Care Act is Aug. 15. Reporter Anne Tergesen joins host J.R. Whalen to discuss the types of coverage available, and why an ACA plan isn't right for everyone. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.