Wsj Your Money Briefing

Researchers suggest that time is something we should invest, rather than spend, to accumulate wealth, fulfillment and meaning that our future selves can draw on. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss how it can help us understand investing money as well.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As more Americans grow weary of inflation, some are cutting back on everyday goods so they can splurge on expensive items. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe, and Atlanta resident Lamont Johnson, who’s treated himself to several luxury items.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Investors added cash to global money-market funds over the past four weeks at levels not seen since May of 2020. WSJ markets reporter Hardika Singh joins host J.R. Whalen to discuss how cash delivers better returns than many stocks in the current market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While workers across all groups saw a median 7.4% pay increase in 2022, Black workers as well as young people and low-wage earners received the largest pay increases in the fourth quarter. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to discuss what the 2023 jobs picture looks like for those groups.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Despite recent controversy about gas stoves, home buyers say they prefer them over electric units. WSJ’ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After several years of red-hot hiring during the pandemic, many companies are slowing down hiring amid economic uncertainty. So what does that mean for finding a new job? Wall Street Journal economics reporter Sarah Chaney Cambon joins Your Money Briefing host Danny Lewis to break down what’s going on in the job market. Unemployed Americans Find Job Searches Take Longer as Labor Market Cools - WSJ  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Which airlines performed best in 2022 amid severe weather and scores of delays and cancellations? WSJ “Carry On” travel columnist Dawn Gilbertson joins host J.R. Whalen with results of the WSJ’s annual airline scorecard. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Consumer confidence has hovered near record lows for much of the past year, even as hourly wages have steadily climbed. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss the economic factors that have held consumer confid ence in check, and if there is any reason for optimism on the horizon. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fraudsters posing as job recruiters have duped U.S. jobseekers out of hundreds of millions of dollars. Host J.R. Whalen is joined by WSJ reporter Imani Moise, who explains how the scammers operate, and by a California woman who was nearly taken in by a fraudster. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Airfares and hotel prices are still projected to be pricey in the first part of 2023, despite inflation cooling overall. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss why prices have remained high and how travelers can score discounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Black-White wealth gap in the U.S. has prevented many people from passing down substantial wealth to future generations. Chelsea Ransom-Cooper, managing partner of Zenith Wealth Partners, joins host J.R. Whalen to discuss why the wealth gap persists and how independent financial firms are reaching out to communities of color to help them build wealth. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A Biden administration plan unveiled this week would allow lower-income borrowers to pay less and make it easier for them to wipe away their student debt if they are enrolled in income-driven repayment plans. WSJ reporter Gabriel T. Rubin joins host J.R. Whalen with details.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After average tax refunds reached nearly $3,200 last year, changes to key tax breaks could significantly reduce many Americans’ refunds this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to run through the tax breaks that have been affected.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A Stanford University study suggests the learning lost as a result of lockdowns during the pandemic could have a long-term financial effect on students. WSJ reporter Ben Chapman joins host J.R. Whalen to review the findings.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many investors’ portfolios and retirement accounts suffered steep declines last year. Sébastien Page, head of global multi-asset and chief investment officer at T. Rowe Price and author of “Beyond Diversification: What Every Investor Needs to Know About Asset Allocation,” joins host J.R. Whalen to discuss what investors can expect in the market in 2023. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

To compete for workers, more companies are offering new hires a customizable pay package. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss how the process works and questions workers should ask themselves before accepting a pay package. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rising prices and interest rates are making it harder to afford buying a car. But many prospective buyers are financing through credit unions, which offer rates significantly lower than banks. WSJ banking reporter Ben Eisen joins host J.R. Whalen with the details. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The U.S. labor market enters 2023 facing an unsettled economy and a jittery stock market. LaSalle Network staffing firm founder and CEO Tom Gimbel joins host J.R. Whalen to discuss business leaders’ hiring plans for the new year. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While many people rush to pay down as much debt as they can, sometimes holding onto debt can help your overall financial picture. WSJ and Barron’s contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how people should approach good and bad debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some people struggling to pay down past debt might consider personal bankruptcy as a last resort after all other options have been exhausted. Host J.R. Whalen is joined by Natalia Brown of National Debt Relief and the American Fair Credit Council to discuss how the process works and the major risks it poses to your credit profile. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.