Wsj Your Money Briefing

While many people often aspire to accumulate around a million dollars in retirement savings, most people wind up with far less than that. WSJ retirement reporter Anne Tergesen spoke to retirees on how they’re making do, and she joins host J.R. Whalen. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A contingency clause is often written into the contract between a home buyer and seller if either party suspects significant financial changes could force them to back out of the deal. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After embracing remote and hybrid work schedules, some companies now find flexible work schedules as cutting down on productivity. WSJ ‘On the Clock’ columnist Callum Borchers joins host J.R. Whalen with more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Federal Reserve raised interest rates another 0.25 percentage point on Wednesday. That is on the lower end of the Fed's recent rate hikes, but analysts say consumers could find it harder to get a loan anyway. The WSJ's Oyin Adedoyin joins host J.R. Whalen to discuss why, and how you can get your personal finances in order. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The collapse of Silicon Valley Bank has raised concerns about the banking sector and stress tests that often gauge banks’ abilities to weather financial emergencies. WSJ’s Geoffrey Rogow joins host J.R. Whalen to discuss steps you can take to test the strength of your own finances.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some apprenticeships are boasting acceptance rates as competitive as Ivy League universities. WSJ reporter Doug Belkin joins host Erin Delmore to explain why students are rethinking the cost-benefit analysis of a four-year college education. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Demand for CDs is at its highest level since the 2008 financial crisis, according to dat a from CUSIP Global Services. WSJ markets reporter Hardika Singh joins host Erin Delmore to explain why CDs are considered among the safest investments. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many large-scale medical expenses like breast pumps, guide dogs, and contact lenses can be used as tax deductions, though many Americans aren’t familiar with this method of reducing their tax bill. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss which types of expenses are eligible. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After several years of extensions, student-loan repayments are expected to resume later this year. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to discuss the pressure that could place on younger people, many of whom are struggling financially.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Although February’s inflation rate cooled to 6%, prices still continue to rise. That may cause people to harken back to the recent past when prices were significantly lower. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker and Georgetown University professor Francesco D’Acunto to discuss “price nostalgia,” and why we remember prices being lower than they actually were. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The government says depositors with Silicon Valley Bank and other banks that have failed this past week will still be able to access their cash through the FDIC. WSJ’s Imani Moise joins host J.R. Whalen to explain how the FDIC works and the limits on its ability to protect depositors’ cash. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While the average retirement nest egg shrunk by 23% last year, Gen Z workers’ balances grew by 14%, according to new data from Fidelity Investments. WSJ financial reporting fellow Oyin Adedoyin joins host J.R. Whalen to discuss how Gen Z grew its savings despite a rough market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ratings for Airbnb properties are as important to travelers as they are to property owners. WSJ travel reporter Allison Pohle tells J.R. Whalen how some guests feel pressured to give five stars, and why a perfect rating might not fully convey a guest’s experience. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After years of stocks being the centerpiece of investments, many on Wall Street are now focusing on other money making opportunities. WSJ markets reporter Akane Otani joins host J.R. Whalen to discuss these alternative investments. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tax software companies often promote paid tax professionals to help taxpayers file their returns. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss when spending extra money on a tax pro makes financial sense. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Instead of filing one tax return, a growing number of married couples are choosing “married, filing separately” status. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More people are adding software to their financial apps as a way to curb impulsive behavior with their money. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits, and how the programs allow people to take a digital break. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The median property tax bill increased more than 8% in 2021, and they are expected to rise this year. WSJ personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss how homeowners can save money, including when to appeal their property tax assessment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After a sharp run-up during the pandemic, monthly rents for new apartment leases are beginning to come down. WSJ housing reporter Will Parker joins host J.R. Whalen to discuss what’s driving the declines, and what it means for the rental market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More companies are finding ways to trim their staff without classifying them as layoffs. WSJ careers and management reporter Chip Cutter joins host J.R. Whalen to explain why, and the tactics companies are using to shed workers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.