Wsj Your Money Briefing

The creative logic, known as “Girl Math,” to justify discretionary spending has gone viral. Wall Street Journal reporter Chavie Lieber joins host J.R. Whalen to discuss the social media trend. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Older Americans often downsize their home as their needs change. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why many find downsizing doesn’t make financial sense in the current housing market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Trump-era tax cuts are scheduled to expire in 2025. Wall Street Journal contributor Bailey McCann joins host J.R. Whalen to discuss moves experts suggest people can make now to prepare. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Amid skyrocketing college costs, many companies are promoting tuition reimbursement as a benefit with the aim of attracting and retaining employees. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how reimbursement programs vary by company, and questions employees should ask. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As interest rates rise, more investors are considering bonds to complement stocks and mutual funds in their portfolios. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the pros and cons of investing in bonds. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Paying bills through automatic payments can be an easy way of managing your balances. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it can also lead to unexpected expenses and hurt your credit score. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With interest rates up and inflation remaining high, consumer spending should be on the decline. However, economists say household spending remains robust. Wall Street Journal consumer trends reporter Rachel Wolfe joins host J.R. Whalen to discuss why some Americans are choosing trips and concert tickets over homeownership and retirement saving.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Student-loan borrowers resuming payments this month might consider refinancing their loan to rein in costs. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to explain why financial experts suggest borrowers should think twice before refinancing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Financial advisors recommend keeping physical cash at home in the event of an emergency or natural disaster. Wall Street Journal personal finance bureau chief Jeremy Olshan joins host J.R. Whalen to discuss how much cash should be put aside. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A new tax law requires ticketing platforms like Ticketmaster and StubHub to give the IRS information about ticket sales over $600. After a year of expensive tours and live events, resellers could be in for a surprise come tax season. WSJ music industry reporter Anne Steele joins Ariana Aspuru to discuss.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Federal funding for an estimated 70,000 child-care centers nationwide ran out on September 30. Wall Street Journal “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss what families can expect going forward. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many people envision an employment path with clearly defined steps up the career ladder. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why being open to detours and unexpected obstacles can be a key to getting ahead. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A new income-based, college-loan repayment program could significantly reduce borrowers’ loan balances. WSJ reporters Julia Carpenter and Gabriel T. Rubin join host J.R. Whalen to discuss how the “SAVE” program works. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Younger workers who might be forced to work through their 70s or later before retiring might find the strategy of taking periodic career breaks could help them avoid burning out. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, as well as the head of a career re-entry program, who will discuss how workers should plan their career breaks, and how they can overcome challenges they’ll face when returning to the workplace. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More companies are reviewing data showing when workers swiped their ID badges to enter the office, and how long they stayed. Wall Street Journal reporter Chip Cutter joins host J.R. Whalen to discuss penalties some employees face who are not adhering to return-to-office policies. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Assumable loans allow home sellers to transfer the more attractive rate they secured in the past to buyers. Wall Street Journal reporter Ben Eisen joins host J.R. Whalen to explain how they work, as well as the pros and cons.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the post-Covid workplace, where many companies have taken exhaustive steps to create hybrid work schedules, employers and workers are still at odds over how to approach Fridays. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss the effect it has on business and morale. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Consumers who are wary of current high interest rates have several options allowing them to borrow at lower-interest levels. WSJ reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

 People currently in their 20s are likely facing a 60-year career because of longevity and rising living costs. In the second episode of our series, we explore the importance of beginning the retirement-saving process early, and how accounts like a 401(k) and an IRA can help people maximize their saving efforts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Several retailers have been sued for posting sale prices on items that aren’t actually discounted prices. WSJ reporter Patrick Coffee joins host J.R. Whalen to discuss how the process works, and what consumers can do. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.