Ft Money Show

This week, we look at banks that are paying virtually no interest and making it almost impossible to keep track of their best savings deals. Should you buy shares in banks exposed to European sovereign debt? Also, what to do if your bank suddenly hikes its rate on your standard variable rate mortgage?  See acast.com/privacy for privacy and opt-out information.

We look at why pension providers penalise you for changing jobs. Also, how index tracker funds distort share prices. And, is the sun setting on solar energy? We explain how subsidy cuts hit homeowners and investors  See acast.com/privacy for privacy and opt-out information.

Keeping ahead of inflation - how much risk are you taking? We look at which Jisa you should take out for your child. And where £1m plus borrowers can go for a mortgage.  See acast.com/privacy for privacy and opt-out information.

How to inflation-proof your pension and inflation-beating savings accounts. Dividends are on the rise this year, but where can you find the highest yielders? And we look at tips to cut your energy costs.  See acast.com/privacy for privacy and opt-out information.

Energy prices are still on the rise – but are you being given the right advice about the best deals? Why government reforms mean some face huge cuts to their pension income, and can an iPhone app help smooth tenant and landlord relations?  See acast.com/privacy for privacy and opt-out information.

Mortgage rates set to fall further - how low can they go? Advisers say absolute return funds aren't right for their clients, so who are they suitable for? And Islamic banks are paying out 4% returns.  See acast.com/privacy for privacy and opt-out information.

We ask what this week's price swings say about gold's safe haven status. Are pension savers geting a fair deal? We assess new moves to improve your income choices. And is a 'Best buy' savings account really the best?  See acast.com/privacy for privacy and opt-out information.

How high are the charges on your pension. We name the plans that have lost 39 per cent. And, we look at whether exchange traded funds are only for rogues. Finally, why gold savings accounts are not what they seem.  See acast.com/privacy for privacy and opt-out information.

We look at how to get higher income from shares and whether dividend yields of 7 or 8 per cent are sustainable. How your bank will respond to the Vickers report and more news on the state pension age  See acast.com/privacy for privacy and opt-out information.

How to protect your savings now that National Savings Certificates have sold out. When should you retire now annuity rates are at a record low? And where can you get a 100 per cent mortgage now?  See acast.com/privacy for privacy and opt-out information.

Banks pay out £215m in compensation for missold PPI policies. Why billions are still invested in so-called dog funds. And mortgage rates - how you could save money paying the redemption charge and switching lender  See acast.com/privacy for privacy and opt-out information.

We reveal who is buying shares at the moment and what they're buying. What can you buy for your pension? We look for investments to protect your pension income. And should you buy into student property?  See acast.com/privacy for privacy and opt-out information.

What would continuing low interest rates mean for mortgages and savings? Why a rise in stock markets in the next five years would make structured products look attractive now. And what a cut in the interest rates on SAYE plans will mean for you  See acast.com/privacy for privacy and opt-out information.

What property and business owners need to know about their insurance claims. Market turmoil and your investments, and which shares can bounce back after a week of disorder  See acast.com/privacy for privacy and opt-out information.

As the debt crisis deepens, we seek safe havens for your cash. Go East, not West - why investors now want assets in strong Asian currencies. And is it time to leave your bank? We ask whether service is as important as an interest rate. Presented by Matthew Vincent. Produced by Rob Minto  See acast.com/privacy for privacy and opt-out information.

In this week’s show: The cheapest five-year mortgage in history has just been launched; should you get out of your fixed income? Find out what a Greek or US default would mean for your bond fund; and, investors fixated with gold – why you shouldn’t think of silver as a poor second.  See acast.com/privacy for privacy and opt-out information.

Also, savers are still being transfered into high-charging pensions - we ask chair of Consumer Focus, Christine Farnish, when will mis-selling ever end? And, would anyone buy a risky bond fund right now - even if it claims to be strategic? Presented by Matthew Vincent with Tanya Powley, Jo Cumbo and Alice Ross.  See acast.com/privacy for privacy and opt-out information.

This week there was more bad news for people approaching retirement as new data showed a further decline in annuity rates - so what can you do about it? Murdoch drops his Sky bid and plans to buy back shares - but would you invest in media now? And, homeowners opt to improve rather than move - but would you splash out on an outdoor swimming pool?  See acast.com/privacy for privacy and opt-out information.

Banks are pulling their best savings deals - so where should you put your money now? Investment trusts are producing better returns than unit trusts. And offset mortgages are proving more efficient for higher-rate taxpayers  See acast.com/privacy for privacy and opt-out information.

The OFT has ordered airlines, such as Ryanair, to stop hiding card surcharges. We look at why investors are not reclaiming tax on foreign share dividends, and how UK banks would be affected by a Greek debt default.  See acast.com/privacy for privacy and opt-out information.